:root{--bg:#f7fafb;--card:#ffffff;--text:#123f5b;--muted:#5e7e8f;--border:#ddebf0;--accent:#62a9cf;--accent-dark:#123f5b;--success:#3d8c4e;--warning:#c96d2a}*{box-sizing:border-box}body,html{padding:0;margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{max-width:1200px;margin:0 auto;padding:24px}@media (max-width:640px){.container{padding:16px}}.card{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:20px}@media (max-width:640px){.card{padding:16px;border-radius:16px}}.grid{display:grid;grid-gap:16px;gap:16px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.stack{gap:16px}.stack,.stack-sm{display:flex;flex-direction:column}.stack-sm{gap:6px}.row{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.page-title{font-size:2rem;font-weight:700;margin:0}@media (max-width:640px){.page-title{font-size:1.5rem}}.page-subtitle{color:var(--muted);margin:8px 0 0}.label{font-size:.9rem;color:var(--muted);display:block;margin-bottom:6px}.input,.select,.textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:12px 14px;background:white}@media (max-width:640px){.input,.select{padding:14px;font-size:16px}}.textarea{min-height:120px;resize:vertical}.btn{border:0;border-radius:14px;padding:12px 16px;cursor:pointer;font-weight:600;display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:44px}.btn-primary{background:var(--accent-dark);color:white}.btn-secondary{background:var(--accent);color:white}.btn-outline{background:white;color:var(--accent-dark);border:1px solid var(--border)}.badge{display:inline-block;border-radius:999px;padding:6px 10px;font-size:.8rem;background:#eaf6ec;color:#2e7a3c}.table{width:100%;border-collapse:collapse;background:white;border:1px solid var(--border);border-radius:16px;overflow:hidden}.table td,.table th{text-align:left;padding:12px 14px;border-bottom:1px solid var(--border)}.table th{background:#f7fbfc;font-size:.85rem;color:var(--muted)}@media (max-width:640px){.table td,.table th{padding:10px 12px;font-size:.85rem}.payment-timeline-steps{flex-direction:column!important}.app-header-inner{gap:10px}.app-header-nav{width:100%;justify-content:flex-start;gap:6px}.app-header-nav a{font-size:13px;padding:6px 10px}.advisor-footer{padding:10px 16px!important;gap:8px!important}.advisor-footer p{font-size:13px!important}}